360
payZ
PRODUCT FEATURES

Full-Suite Vendor Payout Features

Explore the features engineered to make credit card vendor payments fast, secure, and compliant.

2FA

Mobile OTP Security

Every transaction is initiated with an encrypted 2FA challenge via SMS. Our system binds to your SIM card to protect you against interception and spoofing.

Audit Ready

Email Notifications & Receipts

Receive automated instant audit logs and receipts. We send real-time transaction reports straight to your inbox with cryptographic digital signatures.

60s Approval

InstaKYC Onboarding

No manual verification delays. Our automated system integrates directly with Digilocker and NSDL to approve your Aadhaar and PAN credentials in seconds.

IMPS/NEFT

Direct Vendor Settlements

Avoid wire delays. Transfer credit card balances directly into any Indian business bank account using IMPS, RTGS, and NEFT payment routing networks.

1% Flat Cashback

Cashback Wallet Integration

Earn a flat 1% cashback on every single vendor payout. Reinvest the accrued cashback to offset transaction fees or withdraw directly to your bank account.

24/7 AI Support

AI-Powered Concierge Help

Equipped with a WhatsApp-integrated automated support assistant capable of answering payout queries, updating KYC, and opening support tickets instantly.

Push Notifications

Real-time Push Alerts

Stay informed on every stage of your transfer. Receive WhatsApp and SMS notifications the second funds leave your card and arrive in the vendor's account.

Excel/CSV/PDF

Tax & Audit Reporting

Easily export PDF/CSV statements. Our reports contain full transaction details, GST breakdowns, and vendor registration numbers, ready for tax filing.

Transaction Safety Measures

Every payout processed by 360payZ goes through multi-layered safety gates designed to protect funds and identities.

End-to-End Encryption

All payment details are tokenized and processed over secure SSL connections.

Automatic Retry Protocol

If an IMPS transaction fails, the funds are instantly rolled back to your card limit.

Beneficiary Penny Drop Check

We instantly deposit ₹1 in the vendor's account to verify their name before sending your funds.

Compliance Framework
PCI-DSS Compliance:Certified v4.0
Data Residency:Hosted within India
Risk Detection:AI Real-time Engine