Redefining Business Liquidity
We are built to empower business owners by converting their credit limits into instant, compliant working capital for vendors.
Our Story
Founded in 2025, 360payZ was created to address a critical cash flow gap faced by millions of Indian startups and micro-enterprises. While companies had credit cards, paying vendors, wholesalers, and utility providers who only accepted direct bank transfers remained a challenge.
We designed a secure, 24/7 transaction bridge that utilizes credit card lines and directly credits the recipient's bank account instantly, while maintaining full RBI compliance and offering flat cashbacks.
Did You Know?
Small business owners save an average of 45 days in working capital cycles by routing payments through credit lines.
Our Mission
To democratize cash-flow management for small business owners in India by providing a fast, compliant, and rewarding credit-to-bank settlement platform.
Our Vision
To build India's largest and most trusted business credit ecosystem, bringing liquidity, flexibility, and financial transparency to every entrepreneur.
Our Strategic Roadmap
Tracking our growth and upcoming feature milestones
Platform Launch
Release of Web portal and instant automated Aadhaar and PAN verification APIs.
Mobile Apps (iOS & Android)
Launching high-fidelity native apps on App Store and Play Store with biometric login.
Automated Tax Filings
Integrate direct GST, TDS, and advance tax payments using card limits.
International Vendor Payouts
Support multi-currency global supplier settlements using local Indian credit cards.
RBI Compliant OperationsCERTIFIED
360payZ strictly adheres to all regulations set by the Reserve Bank of India for payment aggregators and credit card intermediaries. We employ advanced Escrow accounts with verified banks to ensure your funds are handled securely and disbursed correctly to your vendors.